Divorce can significantly change a family’s financial circumstances, given that – post-divorce – parents generally must maintain two households on incomes that previously supported one.
For working parents, childcare expenses can become particularly challenging in the wake of a split. Daycare, after-school programs, summer camps and occasional babysitting may consume a substantial portion of a monthly budget. As a result, parents of minors and otherwise dependent children need to consider relevant childcare costs during the divorce process (when possible) or afterward (as modifications of existing orders are sometimes possible and appropriate).
Primary considerations
Depending on state law, work-related childcare costs may be considered when a judge is calculating support obligations. Some parenting arrangements also address how parents will divide expenses that are not otherwise covered by a child support order.
Parents should review (or carefully negotiate the terms of) their divorce agreement or parenting plan before assuming that any future childcare costs must be split equally. The arrangement may specify each parent’s financial responsibilities, reimbursement procedures and whether both parents must approve particular childcare providers.
Exploring less expensive options can also be helpful. School-sponsored programs, community recreation centers and nonprofit organizations sometimes offer more affordable care than private providers. Some families may qualify for childcare assistance programs, employer benefits or tax advantages that reduce their overall expenses.
Cooperation between parents can create additional opportunities for savings. If one parent needs childcare during scheduled parenting time, the other might be available to care for the children instead of either defaulting to hiring a babysitter. Some parenting plans even include a right of first refusal provision to this effect.
When childcare expenses become unaffordable because of changing employment, income or parenting circumstances, modifying an existing support arrangement may be an option. A skilled family law attorney can explain how childcare costs affect support obligations, review existing agreements and help parents pursue practical arrangements that protect their children’s needs while honoring each co-parenting team’s unique financial and practical concerns.
