There are a variety of circumstances in which you might choose to ride as a passenger in another party’s vehicle. This party could be a friend or even an Uber driver. While the idea of sitting back and letting someone else handle navigation can be relaxing, placing your safety in the hands of another may also be scary at times.
While riding as a passenger in another person’s car, you likely have little to no control over the decisions of the driver or over what happens while traveling on Georgia roads. Should the actions of the driver or another driver nearby create a dangerous situation, your well-being may be placed at significant risk in the process.
Knowing your options
Virtually any type of collision could pose a threat to your health and some examples of topics to address after suffering harm in a crash as a passenger may include:
- Insurance coverage: One of the first steps to take may involve gathering insurance information from each driver, as the policy of the party responsible may provide coverage to injured third parties.
- Insurance claims: It may also be vital to seek insight on how best to proceed with an insurance claim on the proper policy and some examples of these policies may include Personal Injury Protection, Med Pay, and Bodily Injury Liability.
- Personal policies: In some cases, your own insurance policies may provide coverage should you suffer harm in a crash while riding as a passenger. Understanding your options in this regard may prove imperative.
- Compensation: When the actions of another party cause a crash that places your health at risk, you may also have grounds to seek restitution through a personal injury claim.
While insurance policies may function to provide coverage in similar situations, what happens if the responsible party does not carry sufficient coverage to provide for your needs?
While addressing similar topics after suffering harm in a collision as a passenger can be helpful, dealing with insurance companies can be an intimidating endeavor. With so much at stake, you could consider seeking aid in preparing for this process and in evaluating whether it might be in your best interests to pursue compensation via the available legal avenues. Knowing all your available options may prove vital to helping you prepare to take every necessary measure to protect your future interests by pursuing the full amount of compensation you deserve.